Getting a continuing business Loan With No Credit Associated A small business loan will help you begin or expand your online business, but it can be hard to get a good loan if you don’t have credit. Nevertheless, there are some other choices, like making use of collateral to secure financing. In many cases, may very well not continually be able to get just as much money you may have to pay higher interest rates as you wanted, or. Nevertheless, you may be able to find a lender that is willing to take a chance on your business if you have a good business plan. Open a continuing business Bank Account Develop a relationship with a bank that is local.